Project the future value of a single lump-sum investment at a given rate of return.
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FV = P x (1 + r)^t for nominal value, and FV = P x ((1 + r)/(1 + inflation))^t for real (inflation-adjusted) value.
The projected worth of money you have today, assuming it grows at a set rate. A dollar today is worth more than a dollar in five years — future value makes that growth explicit.
Because a $40,000 nest egg in 15 years buys less than $40,000 today. If your return merely matches inflation, your real value is flat no matter how large the nominal number gets.